AI translated

Your phone's notes application is not a suitable place for storing information. Like writing a card's password on the card, it opens the way for exploitation by opportunists.

According to Jahan, quoting the Young Journalists Club, mobile banking, or Mobile Banking, is in fact a system that provides banking services to users through mobile phones and while on the move. In this method, usually by installing software on a mobile phone, you can use banking services such as checking the account balance, transferring money, and paying bills.
Of course, various other services are also provided to users, depending on the bank in question. These include viewing several recent financial transactions and requesting a checkbook.
Nobody wants their bank account to be emptied and to waste months trying to find their money and wandering between branches of the court and police stations. On the other hand, the advantages of this service are so great that they cannot be ignored. So if you want to use mobile banking in complete security, observing these points seems necessary.

The first recommendation: take care of your mobile phone.
This time, not because your phone is valuable, but because the theft of your mobile phone means the theft of all your banking information and, consequently, the emptying of your account.
But for greater assurance, so that if, God forbid, your mobile phone is stolen, you should pay attention to these points:

1- Put a password on your phone.
The data-wiping feature, usually known as remote wipe, helps you erase all the information on your phone remotely. Certainly, if your phone is lost or stolen, the remote-wipe feature will come to your aid. You can use this feature on most smartphones.
Of course, to activate it, you may need additional programs. For example, security programs such as antivirus programs provide this capability. The free Avast antivirus is one of these, which, in addition to the remote-wipe feature, will also allow you to see the phone's location.

The IMEI code is really important, and a unique code is produced for each mobile device by the manufacturer. But what is this code used for? Suppose your phone has been stolen. You go to the police to report this, and the police will follow up on the matter.
But in order for the police to determine your phone's location and take action to arrest the thief, they need the IMEI code.
This code is usually written on the phone's box and on the inside of the phone's body, but there are other ways to obtain this code. You only need to dial the command code *#06# on that phone for the code to be displayed.
This code can also be seen through the Android settings section by going to the relevant section. So write down this code at the first opportunity so that, in addition to retrieving the phone, you can prevent possible misuse.
But if for any reason you lose your phone, immediately visit one of the branches of the bank in question and report the matter so that, in addition to temporarily blocking the account, you can also change information such as your passwords.

2- Be careful with your downloads.
Some people think that malware is specific to computers and that their mobile phones are immune to it, whereas this belief is completely wrong, and if you do not take care when downloading information onto your mobile phone, you may come under attack.

3- Use only your own bank's software.
Use only and exclusively the software designed by your bank, and do not use other software that is sent to you in any way and claims to be useful for electronic banking.

4- Use secure Internet networks.
Do not use public Internet systems available in various places to carry out banking operations. Unfamiliar Internet connections are not a suitable environment for transferring your banking information.

5- Check the access permissions of applications.
One of the good features that mobile operating systems provide to users is that, when installing a program, they show you its access permissions, such as what information the program will have access to. So do not install any program without checking it; it may cost you the balance in your bank account.

6- Do not write down your banking information in your phone's note-taking application.
Your phone's notes application is not a suitable place for storing information. Like writing a card's password on the card, it opens the way for exploitation by opportunists.

7- Selling your phone or lending it to others.
If you intend to sell your phone or lend it to someone, you should first try to erase any banking information stored on the phone.

8- Do not forget antivirus software.
Install a genuine and reputable antivirus program on your phone.

9- Links are dangerous.
When using the Internet on your mobile phone, do not forget this point: do not click on every link. They may be seeking to steal your information.